When it comes to Medicare, you have choices, and those choices depend on where you live. Because I live in York County, I know the ins and outs of plans available in this aera. I found that many financial service companies only offer their business over the internet, text message or email. I find it much more beneficial to offer the opportunity for the client to meet face to face at my office. Most clients prefer the one-on-one approach instead of the "impersonal approach."